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Should someone make unauthorized charges on your credit card using
information you provided to Early Childhood Manufacturers‘ Direct, you, as a cardholder, are
not liable. In fact, should your credit card company hold you responsible,
Early Childhood Manufacturers‘ Direct promises to pay the maximum charge your bank can require
you to pay under the Fair Credit Billing Act (up to $50).
You must notify your credit card provider of fraudulent charges immediately,
according to your agreement with them.